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3.7 Gospodarka wodno-ściekowa poza granicami aglomeracji

NFOŚiGW · Gospodarka o obiegu zamkniętym, w tym gospodarowanie odpadami, ochrona wód i gospodarka wodna · Nabór krajowy

28/NC/OW/3.7/2025/Pożyczka_ poza_KPOŚK

Podsumowanie

Naszym zdaniem polska firma nie dostanie tu dofinansowania na B+R ani na inwestycję.

Pożyczki finansują infrastrukturę ściekową poza wyznaczonymi aglomeracjami dla samorządów i podmiotów świadczących usługi publiczne w ramach zadań gmin.

Kto może złożyć wniosek
Firma może być liderem projektu. Wnioskodawcy: samorządy, instytucje publiczne, MŚP, duże firmy, startupy, inne podmioty.
Kwota
Nie podano kwoty
Termin
30 cze 2029za 979 dni
Status
Otwartyotwarty 31 lip 2025
Otwórz oficjalną stronęZałóż konto, aby zapisać nabórCzy możesz złożyć wniosek? Bezpłatny test

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Opis

Opis jest na stronie instytucji.

Kto może złożyć wniosek – szczegóły
Typy wnioskodawców
Samorząd, instytucja publiczna, MŚP, duża firma, startup, inne
Cel
Energia, środowisko, infrastruktura
Znaczenie dla B+R
0 z 3
Polska kwalifikuje się
Tak
Ograniczenie krajów
Poland; principally areas outside KPOŚK agglomerations
Region
Dowolny
Konsorcjum
Jeden wnioskodawca
Poziom gotowości technologicznej (TRL)
—
Tematy
  • oczyszczalnie ścieków
  • kanalizacja poza aglomeracjami
  • sieci kanalizacji sanitarnej
  • odbiór ścieków
  • transport osadów ściekowych
  • cyfrowa sprawozdawczość ściekowa

Ocena automatyczna na podstawie tekstu naboru. Warunki udziału sprawdź u źródła. 24 paź 2026

Warunki15

Dane spisane przez nas z dokumentów źródłowych. Każda wartość ma własne warunki. Brak danych oznacza, że źródło nie podaje wartości, a nie zero ani brak limitu.

Typ wnioskodawcy
Eligible beneficiaries are local government units and their associations, plus entities providing public services in performing the local governments’ own tasks.
Ograniczenie dotyczące wniosku
The application must be timely, use the form and method in force, be complete and correctly signed with required annexes, fit an eligible beneficiary and programme project type, not already be completed, and comply with project-period, financing-form/intensity and no-double-funding criteria. Applicant-related access checks include no NFOŚiGW termination/rescission for applicant-attributable reasons in the prior three years (except mutual agreement), and compliance with public-law and civil-law obligations to NFOŚiGW.
Ograniczenie dotyczące wniosku
Applications are submitted through GWD. Without an electronic signature, the electronic submission is accompanied by a generated short printout with barcode and properly signed declarations; the paper version is due by 15:30 on the deadline date. Electronic and paper cutoffs are 23:59 and 15:30 respectively; late applications are rejected. Continuous consideration is subject to available allocation.
Ograniczenie dotyczące wniosku
The exact row identifies the 3.7 2025 loan route as continuously open from 31 July 2025 through 30 June 2029. The catalogue snapshot marks it open as captured 22 October 2026; live GWD acceptance was not checked.
Kwalifikowalny zakres projektu
Eligible types include local wastewater treatment plants with networks for compact settlements; modernization/expansion of local plants; transfer networks and facilities tied to closing existing plants; and sanitary sewer construction or modernization where settlement/economic activity is sufficiently concentrated and lawful treatment is demonstrated.
Kwalifikowalny zakres projektu
Further eligible types are building connections to existing or in-construction sanitary sewers; receiving/retention installations for hauled wastewater and domestic-plant sludge; vehicles for transporting liquid waste/sludge; and digital reporting/recording/inspection systems. Vehicle and digital-system types (f and g) are eligible only when implemented together with at least one type a–e.
Kwalifikowalny zakres projektu
Projects serve municipal wastewater generated outside agglomerations included in the National Municipal Wastewater Treatment Programme (KPOŚK), with the programme’s specified exceptions for certain receiving/retention installations and tanker discharge stations.
Inny warunek
Bonuses/premia are eligible only when provided by applicable work/pay rules, introduced at least six months before application, and potentially covering all employees on the same terms. Ineligible employee-cost items include PFRON contributions, benefits paid from ZFŚS, public-officer civil-liability insurance for exercise of public authority, and jubilee awards and severance.
Inny warunek
For projects by beneficiaries in municipalities where a national park or nature reserve was created or expanded from 2024, the rate is WIBOR 3M minus 100 basis points, with a 1% annual floor.
Inny warunek
Loan tranches may be paid as advances or reimbursement.
Inny warunek
In justified cases arising from the project’s or beneficiary’s specifics, the loan term may differ from the standard 15-year maximum but may not exceed 25 years; term is measured from planned first-tranche disbursement to planned final principal instalment.
Inny warunek
The programme provides for partial loan forgiveness under NFOŚiGW rules and the loan agreement. A request may follow repayment of 40% of the disbursed loan; maximum cancellation is 50% when G1 is below 1,200 or 30% when G1 is at least 1,200, with a PLN 5 million ceiling in either tier, subject to public-aid rules and confirmation of project durability; the last principal instalments are reduced. G1 is the per-capita tax revenue index for the municipality for the year before application; the programme uses the highest relevant G index among municipalities in the county/voivodeship or local-government association/company for determining percentage tier.
Inny warunek
For type (a), site conditions must make household biological plants unsuitable and network plus collective-treatment construction economically justified; for a plant over 1,000 RLM, the stated treatment standard applies; connected networks must enable connection of at least 75% of the service-area RLM.
Inny warunek
Qualitative review assesses ecological-effect data, implementation feasibility and schedule including permits/documentation, cost estimate basis and three-year durability, technology/alternative analysis, institutional experience and coherent data; financial assessment covers historical and forecast position, feasibility, durability and balanced financing; public-aid permissibility also applies where relevant. Negative forecast-finance assessment causes rejection; negative institutional-capacity assessment does not if feasibility criterion 2 is positive.
Inny warunek
Types e, f and g have individually determined eligible-cost valuations rather than a stated fixed per-RLM ceiling.
Kwoty i koszty15
Budżet naboru
500 000 000 zł

Total programme budget as consolidated with changes effective 4 October 2026; not an individual project cap.

Koszt kwalifikowalny
Potentially eligible direct project employee remuneration includes gross remuneration and employer charges, only when job description/duties clearly identify the project tasks and remuneration is allocated in proportion to project work. Bonus/premia has additional conditions. This category excludes costs allocated to project management outside programme-permitted investor supervision/digital-system implementation; no hire, title, headcount or pay is asserted.
Koszt kwalifikowalny
At least 87% of total eligible project costs must be construction/installation works and deliveries within the enumerated programme categories. Investor supervision is capped at 3% of eligible project costs; project preparation (design documentation, author supervision and necessary approvals) is capped at 10%, and excess amounts are ineligible.
Koszt kwalifikowalny
Eligible-cost period is 1 January 2025 through 31 December 2035. Costs must meet the NFOŚiGW eligible-cost guidelines and programme-specific limits and be incurred within the period; for a continuous call the general guidelines in force when an application is filed apply unless the NFOŚiGW Board decides otherwise.
Kwalifikowalny koszt jednostkowy, maksimum
3000 zł

Maximum unit eligible cost for project subtype d specifically; denominator is planned ecological effect (RLM), not applicant count or total loan amount.

Kwalifikowalny koszt jednostkowy, maksimum
6500 zł

Maximum unit eligible cost for project subtype b-1 specifically; denominator is planned ecological effect (RLM), not applicant count or total loan amount.

Kwalifikowalny koszt jednostkowy, maksimum
22 500 zł

Maximum unit eligible cost for project subtype c specifically; denominator is planned ecological effect (RLM), not applicant count or total loan amount.

Kwalifikowalny koszt jednostkowy, maksimum
6500 zł

Maximum unit eligible cost for project subtype b-2 specifically; denominator is planned ecological effect (RLM), not applicant count or total loan amount.

Kwalifikowalny koszt jednostkowy, maksimum
29 500 zł

Maximum unit eligible cost for project subtype a specifically; denominator is planned ecological effect (RLM), not applicant count or total loan amount.

Intensywność wsparcia, maksimum
100 eligible costs

Maximum financing intensity for this loan route; not a grant rate or an assertion that every proposed cost is eligible.

Koszt niekwalifikowalny
Programme expressly excludes land purchase/compensation; tender documentation; project management except investor supervision and digital-system implementation; technical assistance, opinions and expertise; administrative-building works; administrative fees; specified plans/reports and intangible assets outside exceptions; mobile fixed assets outside stated exceptions, remote-access equipment, non-fixed assets, leased fixed assets and operating costs; insurance; indirect costs; VAT.
Karencja, maksimum
18 months after project completion; measured last tranche to first principal instalment

Optional grace on principal repayments; measured from last loan tranche to first principal instalment, no later than 18 months after project completion.

Oprocentowanie pożyczki, minimum
2 annual interest rate

Standard route interest is variable WIBOR 3M with an annual floor of 2%; distinct lower-rate clause applies to the defined green-municipality projects.

Kwota pożyczki, minimum
300 000 zł

Minimum loan principal under this exact route.

Okres spłaty pożyczki, maksimum
180 months from planned first tranche to last planned principal instalment

Standard maximum is 15 years; for justified cases arising from project or beneficiary specifics, the period may be different but cannot exceed 25 years. Numeric fact reflects only the standard 15-year period; exception separately preserved.

Personel i usługi1
  • Inna rola

    Koszt personelu, który można pokryć z dofinansowania

    Conditional fundable personnel category under the current NFOŚiGW Guidelines P.1.1-13 captured 23 October 2026: job description/duties must clearly identify the employee’s project tasks and costs are allocated in proportion to project work; potentially eligible remuneration components are gross pay and employer charges. Programme-specific project-management and indirect-cost exclusions remain controlling; this does not establish that management or indirect personnel are eligible. No hire, title, headcount, FTE, salary or pay rate is asserted. Continuous-call guidelines in force on application date apply unless NFOŚiGW decides otherwise.

Dokumenty źródłowe11
Dane naboru
Otwarcie
31 lip 2025
Instytucja
NFOŚiGW · Gospodarka o obiegu zamkniętym, w tym gospodarowanie odpadami, ochrona wód i gospodarka wodna
Źródło
gov.pl
Sprawdzono
24 paź 2026
Status przeglądu
Przegląd częściowy
Niezależna kontrola jakości
Brak opublikowanego wstrzymania
Przejrzano
23 paź 2026

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